Auto Service Shops
Take an objective look at your business--analyzing what you do and how you do it--will help you determine what Auto Service Shop insurance coverages you need and what policy amounts would be most appropriate for you.
The coverages you'll likely want in your business insurance for auto repair shops include:
- Business property and business liability coverages.
- Targeted coverages like garage liability or garage keepers coverage.
- Tool coverages--you can purchase coverage that protects only the tools that are owned by you, or extended coverages that protect those owned by your mechanics as well.
- Workers compensation insurance--if you have employees, you're required by state law to purchase workers comp insurance.
Other available automotive repair shop insurance coverages include key person insurance, employment practices liability insurance.